We are relocating our New Market office to 7430 New Technology Way in Frederick, Maryland (just off Rt. 355 across the road from Bed, Bath & Beyond and behind the Francis Scott Key Mall). We will have plenty of free parking at this location that is easy to access. We’ll be open for business at the new location on Tuesday, May 30th. Our phone numbers, e-mail and online presence remain the same.
Lindquist Insurance, an independent insurance agency owned by Randall H. Lindquist, CIC, has served local families and businesses for 25 years. Combining with the staff of the former Carmack Insurance Group, Inc., Lindquist Insurance continues to look forward to serving your Insurance needs with its top-notch staff of insurance professionals at both our Frederick and Annapolis offices.
Springtime is here! Before long lawns and gardens will come alive and warm temperatures will prevail. For many people, springtime mean that they’ll be house shopping. In fact, the months of April through June are known as the “home buying season” since around 40% of all annual home sales occur during that period.
If you are one of those prospective home buyers, then you likely already have many questions. You wonder about mortgage interest rates and fees and taxes. Among the many other things, you’re curious about your prospective new neighborhood and schools, and you’ll need to know the history and condition of the house you’re looking to buy.
But while you’re asking questions, don’t forget to find how the home’s size, construction, location and condition. Those facts, among others, will impact your homeowners insurance costs.
If you’re wondering which insurance questions are most important, then take a moment to view the following video …
Feel free to contact any of our very capable and experienced agents at one of our Lindquist Insurance offices -- New Market, Frederick or Annapolis MD to discuss your insurance questions. We can help you review your current insurance policy and explore your options to be sure you have the best coverage and protection according to your circumstances.
A marriage proposal on Valentine’s Day… Congratulations to both of you. We hope you’ll take some time to enjoy the happy moment. I will certainly be a favorite memory for a lifetime. But then you’ll want to remember that there are a few practical considerations now that you own that beautiful diamond ring. We’d bet that you’re not “thinking insurance” at the moment, but we are. You’re likely not aware that the loss of valuable jewelry is one of the most common of all content-related home insurance claims, according to the Insurance Information Institute. us that one of the most frequent of all homeowners’ content-related insurance claims is for the loss of valuable jewelry. We know you’ll want that special new bling to be financially protected in case damage, loss or theft.
Don’t delay. Click READ MORE below to learn the steps to protect your ring as soon as possible:
As winter settles in and temperatures drop to freezing and below, one of the main concerns of homeowners is frozen water pipes. When the water in a pipe turns to ice, it expands and blocks the pipe and may cause the pipe to burst releasing a deluge backed-up water and much greater damage than just the pipe.
The greatest freezing risk is for those pipes that have the greatest exposure to the outdoors – pipes in unheated crawl spaces and other unheated areas of the building as well as those running along an outside wall. This can happen in any type of dwelling from single home to condo to apartment.
Click on READ MORE below for clues that your pipe might be frozen...
Once again, we are being visited by the Polar Vortex bringing bitterly cold air from coast to coast with air temperatures in some places below zero. The wind chill along with snow and ice all magnify the situation, challenging those of us who must venture outside to face possibly life-threatening situations.
When the mercury dips below zero, you and even your pets are vulnerable to hypothermia and frostbite unless you take precautions. Conditions like this can put a much greater burden in your home’s heating system and could cause frozen pipes which could even burst if you don’t take preventative measures in time.
Whether it’s off to grandma’s house for the holidays, hitting the slopes for the annual family ski trip or something else, every road trip needs a plan. If you’ll be driving to your destination, then knowing how to pack your car safely is an important consideration; and a safe trip begins with the preparation done before you actually hit the road.
Packing your car safely means prioritizing your luggage placement and securing it in place to assure good vehicle balance and a clear lines of sight from the driver's seat. If you can achieve this, then you’ve successfully packed your car for the long drive.
As a homeowners, you are probably accustomed to handling home maintenance chores mostly in the springtime. But the potential for damage to your house from the cold temperatures and brutal weather conditions of winter call for extra maintenance effort in the autumn as well. Not only does the exterior of your home need attention as winter comes calling, but the interior systems and appliances will perform better and be safer to use with proper maintenance.
Let’s say you’re a modern millennial living on your own. You’re likely renting an apartment in the city. So you know something about the high cost of living. Typically, after you pay your rent and cover your other expenses, there is not much left in your budget. The last thing you want to do is take on another expense.
You might wonder what would be important enough to stretch your budget even further. It’s the one item that seems to have no value until you need it; but when you have the need, it can save you from crippling debt and lots of headaches.
Can you believe that the lazy days of summer vacation are almost at an end? Soon we’ll all be back into the regimen of school days, homework and fall and winter activities. To be sure that your kids and, in fact, the entire household are prepared to get back into the groove, it is important to begin well in advance.
Your backyard might be a fun place for the kids and the rest of the family. But is it safe?
Each year, more than 200,000 kids are treated in hospital ERs for playground-related injuries.
How does your backyard measure up?
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