Frederick 301-694-0008
Annapolis 443-837-3200

New Year's Resolutions for Homeowners to keep your home smart and green - from Lindquist Insurance - Frederick and Annapolis MDIf you’re a homeowner, you already know that keeping your home safe and in top condition is an ongoing effort. You likely already have a list of maintenance chores for each season of the year, and maybe you’ve been exploring new ways to make your home more comfortable for your family.  If you’re an out-of-the-box thinker, then consider committing to a few productive New Year’s resolutions that will help to improve the health, fitness, security and efficiency of your largest investment – your home. 

Make Your Home Smarter

Perhaps you’ve been thinking about improving your home’s energy efficiency or making it more secure by using technology.  In fact, is it possible that many of the devices in your home besides computers and smartphones could connect to the Internet? We’re talking about “IoT” – the Internet of Things. It’s basic to home automation and smart homes, and it could significantly change your life. 

Check out this article: How Smart is Your Home? (PC Magazine) for some very exciting details and options. You’ll be surprised at how reasonable the cost to make life at home much more convenient.

Be More Energy Efficient

Small changes over the course of the year – done if/when they are needed – can save money on your energy bill and make your home more environmentally friendly as well.  For example, consider replacing alkaline batteries with rechargeable batteries as the old batteries fail.  Instead of replacing failed incandescent light bulbs with new ones of the same kind, give some thought to replacing with LED bulbs – much longer lasting and still relatively inexpensive. If you continue to seek out alternatives in this way, you will begin to see the difference in your utility bills over time.

If you’re considering some remodeling projects this year, remember to do your homework.  If you are planning a kitchen upgrade and will be replacing appliances, be sure to compare the energy saving features before making your purchase. If it’s your bathroom that will be redone, look into replacing your fixtures with water-saving low-flow options.

Plan your Home Maintenance for the Year

Keeping up with home maintenance is not only critical to the life and health of your home, it can also be daunting if you don’t approach it systematically.  Even if you are not a “list person” by nature, you will find that creating and following a year-long schedule of your home maintenance work will save you stress. 

Check out this article: 7 Apps to Get Stuff Done Around the House for help and project organization to download on your phone or tablet.

Homeowner Insurance Tip

As you make improvements to your home and increase its value, be sure to sit down with your insurance agent to review your Homeowners Insurance policy to see that your coverage is keeping up with the changes.  If you’ll be making any large changes to your home such as building an addition or adding features such as a swimming pool, deck, garage, then you’ll want to check with your insurance agent ahead of time to learn about any insurance limitations.

Linduist Insurance is a full-service insurance agency offering auto insurance for your vehicle, home insurance for homeowners, renters and condo dwellers, business/commercial insurance and life insurance to all of Maryland (MD), Virginia (VA), Washington DC, West Virginia (WV) and Pennsylvania (PA) since 1992. Our experienced insurance agents  at both our New Market and Annapolis offices welcome your inquiries and are glad to discuss your coverage needs at any time. The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent before making any decisions or choosing a course of action.

Thursday, 11 January 2018 13:29

outside buildingWe are proud to be celebrating 25 years in our Maryland community, providing top notch insurance coverage to our valued neighbors. We have appreciated your support through the years, and we want you to be a part of our celebration.  What makes this milestone even more important is our recent relocation from New Market to Frederick,  So, we hope you will join us on October 19th, 2017 at our Grand Opening and Open House where we can honor you as well.  We certainly hope you'll join us.



25th anniv pic 250w


Lindquist Insurance Office
7430 New Technology Way, Suite 120
Frederick, MD 21703

Thursday, October 19, 2017
Ribbon Cutting Ceremony: 3PM
Open House: 3PM - 7PM
Food and Drinks will be served.

inside 4


Please stop by and see us.  We have plenty of parking!  You'll find our office just off Route 355 across the road from Bed, Bath and Beyond, behind the Francis Scott Key Mall.  We look forward to seeing you.


Wednesday, 11 October 2017 13:45

New Office for Lindquist Insurance in Frederick, MarylandWe are relocating our New Market office to 7430 New Technology Way in Frederick, Maryland  (just off Rt. 355 across the road from Bed, Bath & Beyond and behind the Francis Scott Key Mall). We will have plenty of free parking at this location that is easy to access. We’ll be open for business at the new location on Tuesday, May 30th.  Our phone numbers, e-mail and online presence remain the same. 

Lindquist Insurance, an independent insurance agency owned by Randall H. Lindquist, CIC, has served local families and businesses for 25 years.  Combining with the staff of the former Carmack Insurance Group, Inc., Lindquist Insurance continues to look forward to serving your Insurance needs with its top-notch staff of insurance professionals at both our Frederick and Annapolis offices.

Wednesday, 24 May 2017 09:42

Springtime is here! Before long lawns and gardens will come alive and warm temperatures will prevail. For many people, springtime mean that they’ll be house shopping. In fact, the months of April through June are known as the “home buying season” since around 40% of all annual home sales occur during that period.

If you are one of those prospective home buyers, then you likely already have many questions. You wonder about mortgage interest rates and fees and taxes. Among the many other things, you’re curious about your prospective new neighborhood and schools, and you’ll need to know the history and condition of the house you’re looking to buy.

But while you’re asking questions, don’t forget to find how the home’s size, construction, location and condition. Those facts, among others, will impact your homeowners insurance costs.

If you’re wondering which insurance questions are most important, then take a moment to view the following video …

Feel free to contact any of our very capable and experienced agents at  one of our Lindquist Insurance offices -- New Market, Frederick or Annapolis MD to discuss your insurance questions.  We can help you review your current insurance policy and explore your options to be sure you have the best coverage and protection according to your circumstances.

Thursday, 06 April 2017 13:30

How to protect your engagement ring after a Valentine's Day marriage proposalA marriage proposal on Valentine’s Day… Congratulations to both of you. We hope you’ll take some time to enjoy the happy moment. I will certainly be a favorite memory for a lifetime. But then you’ll want to remember that there are a few practical considerations now that you own that beautiful diamond ring. We’d bet that you’re not “thinking insurance” at the moment, but we are. You’re likely not aware that the loss of valuable jewelry is one of the most common of all content-related home insurance claims, according to the Insurance Information Institute. us that one of the most frequent of all homeowners’ content-related insurance claims is for the loss of valuable jewelry. We know you’ll want that special new bling to be financially protected in case damage, loss or theft.

Don’t delay. Click READ MORE below to learn the steps to protect your ring as soon as possible:

Monday, 13 February 2017 16:49

telling when a pipe is frozenAs winter settles in and temperatures drop to freezing and below, one of the main concerns of homeowners is frozen water pipes. When the water in a pipe turns to ice, it expands and blocks the pipe and may cause the pipe to burst releasing a deluge backed-up water and much greater damage than just the pipe.

Which pipes will most likely freeze?

The greatest freezing risk is for those pipes that have the greatest exposure to the outdoors – pipes in unheated crawl spaces and other unheated areas of the building as well as those running along an outside wall. This can happen in any type of dwelling from single home to condo to apartment.

Click on READ MORE below for clues that your pipe might be frozen...

Monday, 16 January 2017 05:57

winterize houseDon’t Let Sub-Zero Temperatures Get You Down

Once again, we are being visited by the Polar Vortex bringing bitterly cold air from coast to coast with air temperatures in some places below zero. The wind chill along with snow and ice all magnify the situation, challenging those of us who must venture outside to face possibly life-threatening situations.

When the mercury dips below zero, you and even your pets are vulnerable to hypothermia and frostbite unless you take precautions. Conditions like this can put a much greater burden in your home’s heating system and could cause frozen pipes which could even burst if you don’t take preventative measures in time.

Monday, 12 December 2016 14:43

winter holiday road tripWhether it’s off to grandma’s house for the holidays, hitting the slopes for the annual family ski trip or something else, every road trip needs a plan. If you’ll be driving to your destination, then knowing how to pack your car safely is an important consideration; and a safe trip begins with the preparation done before you actually hit the road.

Packing your car safely means prioritizing your luggage placement and securing it in place to assure good vehicle balance and a clear lines of sight from the driver's seat. If you can achieve this, then you’ve successfully packed your car for the long drive.

Monday, 14 November 2016 14:15

cleaning guttersAs a homeowners, you are probably accustomed to handling home maintenance chores mostly in the springtime. But the potential for damage to your house from the cold temperatures and brutal weather conditions of winter call for extra maintenance effort in the autumn as well. Not only does the exterior of your home need attention as winter comes calling, but the interior systems and appliances will perform better and be safer to use with proper maintenance.

Tuesday, 11 October 2016 14:00

renters insurance cutoutsLet’s say you’re a modern millennial living on your own. You’re likely renting an apartment in the city. So you know something about the high cost of living. Typically, after you pay your rent and cover your other expenses, there is not much left in your budget. The last thing you want to do is take on another expense.

You might wonder what would be important enough to stretch your budget even further. It’s the one item that seems to have no value until you need it; but when you have the need, it can save you from crippling debt and lots of headaches.

Tuesday, 13 September 2016 13:48
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