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Is Your Home Ready For Winter?

cleaning guttersAs a homeowners, you are probably accustomed to handling home maintenance chores mostly in the springtime. But the potential for damage to your house from the cold temperatures and brutal weather conditions of winter call for extra maintenance effort in the autumn as well. Not only does the exterior of your home need attention as winter comes calling, but the interior systems and appliances will perform better and be safer to use with proper maintenance.

Don’t let Mother Nature get ahead of you. Consider the following fall home maintenance tips.

  • Examine all gutters and downspouts for damage and remove any debris such as leaves. This will help you avoid potential water damage inside your home from melting snow and ice.
  • Arrange for your chimney to be inspected and cleaned by a professional to help you avoid chimney fires caused by the buildup of creosote on the internal chimney walls. Your chimney technician can also check for structural problems in the chimney liner that could lead to sparks and embers escaping into walls, roof or attic.
  • Check your fire extinguisher to assure that it is in good working order and fully charged   This should be a multipurpose fire extinguisher (effective for ordinary combustibles, flammable liquids and electrical fires).
  • Be sure that your heating system is cleaned and functioning well before you need it. Check manufacturer’s instructions for replacing your furnace filter and make the change before using your heating system. Fall could be the perfect time for an annual inspection by your local HVAC technician.      
  • Follow manufacturer’s instructions to clean out any dust and lint that has built up inside your clothes dryer. Don’t overlook the area behind and under the dryer and especially the exhaust duct – all areas with the potential for a dryer fire.
  • Test your smoke detectors to assure they are functioning properly. Change the batteries if/as necessary, and replace any malfunctioning smoke detectors.
  • To avoid frozen water pipes, insulate any pipes that pass through exterior walls and unheated areas such as the attic, garage and basement to help prevent freezing.
  • Prevent drafts around windows and door by checking the seals and repairing the caulking if necessary.

By taking these steps before winter weather sets in, you can avoid more damage and the need for urgent repairs during the cold months.

Homeowners Insurance Tip

Did you improve your home over the spring and summer – perhaps with a new backyard pool or deck or a room addition or something else? If so, then your property value has likely increased. Plan to have a conversation with your insurance agent to be sure that your homeowners insurance policy still offers complete coverage.

Linduist Insurance is a full-service insurance agency offering auto insurance for your vehicle, home insurance for homeowners, renters and condo dwellers, business/commercial insurance and life insurance to all of Maryland (MD), Virginia (VA), Washington DC, West Virginia (WV) and Pennsylvania (PA) since 1992. Our experienced insurance agents  at both our New Market and Annapolis offices welcome your inquiries and are glad to discuss your coverage needs at any time. The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent before making any decisions or choosing a course of action.


 

Tuesday, 11 October 2016 14:00
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