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Smart & Green Resolutions for Homeowners

New Year's Resolutions for Homeowners to keep your home smart and green - from Lindquist Insurance - Frederick and Annapolis MDIf you’re a homeowner, you already know that keeping your home safe and in top condition is an ongoing effort. You likely already have a list of maintenance chores for each season of the year, and maybe you’ve been exploring new ways to make your home more comfortable for your family.  If you’re an out-of-the-box thinker, then consider committing to a few productive New Year’s resolutions that will help to improve the health, fitness, security and efficiency of your largest investment – your home. 

Make Your Home Smarter

Perhaps you’ve been thinking about improving your home’s energy efficiency or making it more secure by using technology.  In fact, is it possible that many of the devices in your home besides computers and smartphones could connect to the Internet? We’re talking about “IoT” – the Internet of Things. It’s basic to home automation and smart homes, and it could significantly change your life. 

Check out this article: How Smart is Your Home? (PC Magazine) for some very exciting details and options. You’ll be surprised at how reasonable the cost to make life at home much more convenient.

Be More Energy Efficient

Small changes over the course of the year – done if/when they are needed – can save money on your energy bill and make your home more environmentally friendly as well.  For example, consider replacing alkaline batteries with rechargeable batteries as the old batteries fail.  Instead of replacing failed incandescent light bulbs with new ones of the same kind, give some thought to replacing with LED bulbs – much longer lasting and still relatively inexpensive. If you continue to seek out alternatives in this way, you will begin to see the difference in your utility bills over time.

If you’re considering some remodeling projects this year, remember to do your homework.  If you are planning a kitchen upgrade and will be replacing appliances, be sure to compare the energy saving features before making your purchase. If it’s your bathroom that will be redone, look into replacing your fixtures with water-saving low-flow options.

Plan your Home Maintenance for the Year

Keeping up with home maintenance is not only critical to the life and health of your home, it can also be daunting if you don’t approach it systematically.  Even if you are not a “list person” by nature, you will find that creating and following a year-long schedule of your home maintenance work will save you stress. 

Check out this article: 7 Apps to Get Stuff Done Around the House for help and project organization to download on your phone or tablet.

Homeowner Insurance Tip

As you make improvements to your home and increase its value, be sure to sit down with your insurance agent to review your Homeowners Insurance policy to see that your coverage is keeping up with the changes.  If you’ll be making any large changes to your home such as building an addition or adding features such as a swimming pool, deck, garage, then you’ll want to check with your insurance agent ahead of time to learn about any insurance limitations.

Linduist Insurance is a full-service insurance agency offering auto insurance for your vehicle, home insurance for homeowners, renters and condo dwellers, business/commercial insurance and life insurance to all of Maryland (MD), Virginia (VA), Washington DC, West Virginia (WV) and Pennsylvania (PA) since 1992. Our experienced insurance agents  at both our Frederick and Annapolis offices welcome your inquiries and are glad to discuss your coverage needs at any time. The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent before making any decisions or choosing a course of action.

Thursday, 11 January 2018 13:29

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