Contractors & Construction

 Contractors Business Insurance

You need the right set of insurance policies, endorsements and services to keep your business protected for the best price. Contracting work comes with a lot of variables, and just as many risks. From property damage to contractor liability coverage and more, Lindquist Insurance can help you find the right insurance products to keep your business running smooth, with the support staff to help you in a time-sensitive environment. Request a quote today!

Doing Business Insurance with Lindquist means you have your bases covered.


Three Main Layers of Coverage

Insurance Solutions to Protect from Liability Claims

  • Contractor Liability Coverage - From the time you start working, until long after a project is completed, third-party claims of bodily injury or property damage can occur. You'll want this coverage to protect you from such an incident.

  • Pollution Liability Coverage - In the event you are found legally liable for injury or property damage caused by a pollution incident, you'll be covered.

  • Errors and Omissions Coverage - Also known as professional liabiliity, this coverage protects against work done incorrectly or negligently. On a complicated work site with multiple hands on deck, you're going to want this coverage.

Damage, Vandalism, or Theft Shouldn't Stop You in Your Tracks

  • Coverage for Property Losses - Property damaged by theft, water damage, fire, lightning, wind, vandalism, and other covered perils is going to be protected. Funds to rent alternative space while repairs take place is part of the deal.

  • Contractors Tools and Equipment Coverage - For tools stolen from your building, job site, truck, van, or elsewhere, you can be covered to replace them.

  • Builders Risk and Installation Coverage - Materials, supplies, and fixtures in storage, transit, or the installation process for a construction or renovation job can be covered. 

The Right Protections for Your Employees Are Crucial

  • Workers Compensation - On a work site, people can get injured or catch a bad bug. Adequate workers compensation coverage means your employees can recover faster and get back to work as soon as it is safe to do so.

  • Business Auto Coverage - Vehicles are important to any contracting work, and not having the right business auto coverage after an accident could leave you waiting in claims for weeks before you can get back out on the job with a new vehicle.

  • Employee Practices Liability - Sometimes things don't work out with our employees. It's part of running a business. This coverage protects your business from claims of employment discrimination, wrongful termination, or sexual harrassment. 

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Even More Coverage


Beyond the basics, here are some extra ways we can help keep you covered.

Hired and Nonowned Auto Liability

Leased, hired, or borrowed vehicles your employees use in connection with your business can be covered.

Sewer or Drain Backup

In the event a sewer, drain, or sump pump backs up or floods your property, you will have the coverage to repair or replace damaged property.

Employee Theft Protection

While it can be hard to detect, you'll want to be covered since these situations can often take place over extended  periods of time.

Great Service Is Part of the Package

We have staff in Frederick and Annapolis, MD. We'll be here to help from the time you get your quote to when you file a claim, and all the time in between.
When you partner up with Lindquist for your Business Insurance needs, you'll know you can count on us to answer any questions, and if you have to file a claim, you'll know that we're here to walk you through the process as quickly and painlessly as possible. Reimbursement for smaller claims can happen in 48 hours!

When you submit your quote request or call into our office, one of our specialized insurance agents will walk you through the different insurance coverage options available to you, and help you find the best insurance coverage for your business at the best price. Request a quote today!
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Risk Control

Accidents and small losses happen all the time. But with the right tools and proper training, these risks can be mitigated. We have a wide range of training and resources to share and make sure your employees are engaging in best practices.

Early Return-to-Work Program

Workers' compensation can be messy, but we'll help your injured employees receiving workers' compensation benefits resume meaningful employment as soon as they are medically able.

Interested in our services? We’re here to help!

Lindquist Insurance has helped businesses like yours find the insurance coverage they need for years. Let's see where we can help your business, request a quote today!
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