General Liability
General Liability Insurance
- Covers Injuries and Damages That Are Your Responsibility - Multiple Options at Different Price Points to Suit Your Business
- Live Local Agents Can Walk You Through Your Risks
General Liability Insurance to Cover Your Business
For any business owner, it's important that you protect against damage to your building, equipment and staff as well as protect your customers from the risk of damage while visiting you.
General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client).
It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk.
Your business needs general liability insurance if you ever meet clients (at your business or theirs), or have any physical access to their equipment. Additionally, general liability insurance may be a requirement before some businesses will sign a contract with you.
General liability insurance is a common necessity for most businesses. We can help you to determine a policy that works for your unique business.
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