Business Insurance for Auto Shops

With the right insurance coverage, you can protect your business from the risks most commonly associated with auto shops. From your equipment and inventory, to your responsibility for your customers vehicles and employees, not having the right coverage could "throw a wrench" into your whole operation. Keep business running smoothly, and request a quote today!

Doing Business Insurance with Lindquist means you have your bases covered.


Three Main Layers of Coverage

Doing business comes with risks you can be held liable for.

  • Premises Liability Coverage - If a customer slipped on oil and were to be injured on your premises, you'd be covered.

  • Errors and Omissions Coverage - Also known as professional liability coverage, this will protect you against mistakes that result in damage to a customer's vehicle - no matter how careful your staff is.

  • Business Auto Coverage - From one truck, to a whole fleet, this will protect you, your drivers, and your mobile assets.

When Things Don't Go As Planned...

  • Coverage for Property and Income Loss - Theft, water damage, fire, lightning, wind, vandalism, and more could damage your business, and you'll want the coverage to rent an alternative space or replace what is lost in the event that one of these perils occurs.

  • Equipment Breakdown Coverage - Not all equipment lasts forever. This coverage is designed to repair or replace your equipment after a breakdown.

  • Coverage for Certain Utility Interruptions - Let's say the power goes out while your business operates. Would that result in lost income? This coverage is for these occasions.

Because You Have to Cover Such a Valuable Asset to Your Business.

Workers' Compensation Coverage - In the event of injury or disease that arises in the scope of their employment, your employees will have resources on their side to help. 


Employment Practices Liability - If an employee claims to have experienced employment discrimination, wrongful termination, or sexual harrassment, this will protect you and your business.


Customer's Vehicle Coverage - In case your customer's vehicle is stolen or damaged while in your custody, you'll be covered.

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Even More Coverage

Beyond the basics, here are some extra ways we can help keep you covered.

Sewer or Drain Backup

Covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.

Data Breach Response Expenses

If you work with customer information, this will help you notify and assist affected individuals and provide case management if their information is compromised.

Employee Theft

This coverage will protect you against employee theft, which can be hard to detect, and can occur over an extended period of time.

Great Service is Part of the Package

We have staff in Frederick and Annapolis, MD. We'll be here to help from the time you get your quote to when you file a claim, and all the time in between.

When you partner up with Lindquist for your Business Insurance needs, you'll know you can count on us to answer any questions, and if you have to file a claim, you'll know that we're here to walk you through the process as quickly and painlessly as possible. Reimbursement for smaller claims can happen in 48 hours!


When you submit your quote request or call into our office, one of our specialized insurance agents will walk you through the different insurance coverage options available to you, and help you find the best auto business insurance coverage for your business at the best price. Request a quote today!

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Risk Control

Accidents and small losses happen all the time. But with the right tools and proper training, these risks can be mitigated. We have a wide range of training and resources to share and make sure your employees are engaging in best practices.

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Early Return-To-Work Program

Workers' compensation can be messy, but we'll help your injured employees receiving workers' compensation benefits resume meaningful employment as soon as they are medically able.

Interested in our services? We’re here to help!

Lindquist Insurance has helped businesses like yours find the insurance coverage they need for years. Let's see where we can help your business, request a quote today!
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