Business Insurance for Retailers

You need the right insurance coverage to protect your assets and prevent losses. Running a storefront comes with plenty of risks. What you put into building your business deserves to be protected, and the right business insurance matters. No matter what you're selling, let's work together to find the best insurance coverages for your business. Request a quote today!

Doing Business Insurance with Lindquist means you have your bases covered.



Three Main Layers of Coverage

Make sure you're covered for what you may be found liable for.

  • Premises Liability Coverage - If a customer is injured on your business' premises, you'll want this coverage.

  • Product Liability Coverage - If a customer is injured by a product they bought from your store and names you in a lawsuit, this coverage will pay for legal defense fees.

  • Data Breach Liability Coverage - If you become legally liable because of the accidental release of personal or credit card information in your custody, you'll be covered.

Damage to Property, Equipment, and More Shouldn't Stop You From Doing Business

  • Income and Property Loss Coverage - Theft, water damage, fire, lightning, wind, vandalism and other covered perils can damage your property and stop the normal functions of your business. This coverage will help repair and replace what was lost, and can provide funds for an alternate space while repairs take place.

  • Contingent Business Income - In case a key supplier sustains damage from a covered peril and is unable to supply the inventory you need for your store, this coverage will help you out.

  • Peak Season Coverage - Your inventory is protected by extra coverage during peak seasons when there's more of it in stock.

Make Sure Your Employees are Protected

  • Workers Compensation - If one of your employees gets sick or injured as a result of their working for you, regardless of negligence, they'll have the funds to recover and make it back to work better.

  • Business Auto Coverage - You, your drivers, and your business need business auto coverage to protect from the dangers of the road.

  • Employee Practices Liability - In the event an employee claims to have experienced employment discrimination, wrongful termination, or sexual harassment, you'll be covered.

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Retailers insurance through our Frederick and  Annapolis offices protects your assets and business from loss and risk. We offer premises, product, and data breach liability coverage.

Even More Coverage


Beyond the basics, here are some extra ways we can help keep you covered.

Hired & Nonowned Auto Liability

Cars you lease, hire, borrow, and your employees cars being used in connection with your business can be covered.

Employee Theft

While it can be hard to detect, and can happen over an extended period of time, you'll want this protection should the situation present itself.

Sewer or Drain Backup

Sewers, drains, and sump pumps can have back-ups and overflows, leading to serious damage that you need to cover.

Great Service Is Part of the Package

We have staff in Frederick and Annapolis, MD. We'll be here to help from the time you get your quote to when you file a claim, and all the time in between.

When you partner up with Lindquist for your Business Insurance needs, you'll know you can count on us to answer any questions, and if you have to file a claim, you'll know that we're here to walk you through the process as quickly and painlessly as possible. Reimbursement for smaller claims can happen in 48 hours!


When you submit your quote request or call into our office, one of our specialized insurance agents will walk you through the different insurance coverage options available to you, and help you find the best insurance coverage for your business at the best price. Request a quote today!

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Broken Glass

Risk Control

Accidents and small losses happen all the time. But with the right tools and proper training, these risks can be mitigated. We have a wide range of training and resources to share and make sure your employees are engaging in best practices.

Criss Cross Band-Aids

Early Return-To-Work Program

Workers' compensation can be messy, but we'll help your injured employees receiving workers' compensation benefits resume meaningful employment as soon as they are medically able.

Interested in our services? We’re here to help!

Lindquist Insurance has helped businesses like yours find the insurance coverage they need for years. Let's see where we can help your business, request a quote today!
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