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Deck the Halls Without Worry: The Lindquist Insurance Agency Holiday Safety Guide
Ray Cogan
Our Holiday Safety Guide to Help You Enjoy the Season Without Worry
The holiday season is a time for joy, celebration, and togetherness, but it also comes with unique risks that can disrupt the festivities. From fire hazards caused by festive decorations to theft risks during holiday shopping, there’s a lot to consider when it comes to staying safe. ***
At Lindquist Insurance Agency, we understand how important it is to protect what matters most, which is why we’ve created this holiday safety guide to help you enjoy the season without worry.
Let’s ensure your celebrations are merry and bright while safeguarding your home, business, and loved ones from potential mishaps.
1. Protect Your Home During the Holidays. Your home is the heart of the holiday season, but it can also become a hub for hazards. Whether it’s the glow of holiday lights or the warmth of a cozy fire, extra precautions are needed to prevent accidents.
Fire Safety Tips
- Inspect holiday lights: Before hanging string lights, check for frayed wires, broken bulbs, or loose connections that could pose a fire risk.
- Use flame-resistant decorations: When decking your halls, opt for flame-resistant or non-combustible decorations to reduce fire hazards.
- Be cautious with candles: Candles can add warmth to your celebrations, but never leave them unattended. Consider using LED candles as a safer alternative.
Preventing Theft and Burglary. Holiday gift-giving often brings an influx of new valuables into your home. To reduce the risk of theft:
- Install security cameras or a doorbell camera to monitor your property.
- Keep wrapped gifts out of view from windows to avoid tempting would-be burglars.
- If you’re traveling, set lights on timers and have a trusted neighbor check on your home.
To ensure your home insurance is up to date and provides adequate protection during the holidays, schedule a free consultation with Lindquist Insurance Agency today. Learn more about our homeowner's insurance options here.
2. Ensure Your Business Is Holiday-Ready. For business owners, the holidays can be a peak season for sales—and risks. Retailers, for example, often see a spike in theft and accidents during this busy time.
Prevent Theft and Fraud
- Increase surveillance: Install cameras in key areas of your store, especially near entry points and high-value merchandise displays.
- Train employees: Educate your staff on recognizing suspicious behavior and handling cash securely.
- Update your insurance policy: Retailers’ insurance is crucial during this time to protect against theft and property damage.
- Reduce Slip-and-Fall Risks. With increased foot traffic and winter weather, slips and falls are common during the holidays.
- Use non-slip mats near entrances and keep walkways clear of snow and ice.
- Ensure all holiday decorations and displays are secure and do not obstruct pathways.
At Lindquist Insurance Agency, we specialize in crafting insurance policies that protect your business during the holiday rush. Contact us to discuss your options for retailers’ insurance coverage.
3. Holiday Travel and Auto Safety. Whether you’re visiting family out of town or delivering holiday goods, staying safe on the road is crucial.
- Winterize Your Vehicle
- Check tire tread and pressure, as icy roads require good traction.
- Replace windshield wipers and ensure your car’s defroster is functioning properly.
- Keep an emergency kit in your vehicle, including blankets, water, and a flashlight.
Drive Responsibly
- Avoid distractions such as texting while driving, especially in busy holiday traffic.
- Plan your route ahead of time to reduce stress and unexpected delays.
- Be patient. The holidays often bring congested roads, so allow extra time to reach your destination.
Make sure your auto insurance policy is ready for the season. Contact Lindquist Insurance Agency for a free policy review to ensure you have the right coverage for holiday travel.
4. Stay Safe with Holiday Gatherings. Hosting or attending holiday gatherings can increase the risk of accidents. Take these steps to keep everyone safe:
For Hosts
- Inspect your space: Look for tripping hazards, such as loose rugs or extension cords, and remove them before guests arrive.
- Be mindful of food allergies: When preparing meals, check with guests about any dietary restrictions or allergies.
- Serve alcohol responsibly: If you’re serving alcohol, encourage guests to arrange for a designated driver or use ride-share apps.
- Drive carefully: Avoid driving in inclement weather, and never drink and drive.
- Be cautious around pets: If your host has pets, be mindful of their boundaries to prevent bites or scratches.
5. Protect Holiday Deliveries. With the rise of online shopping, porch piracy has become a common concern during the holidays. Protect your packages with these tips:
- Use package tracking to know when deliveries will arrive.
- Request signature confirmation for valuable items.
- Have packages delivered to a secure location, such as a neighbor’s house or a delivery locker.
Homeowner's insurance
can help cover the loss of stolen packages. Reach out to Lindquist Insurance Agency to confirm your policy provides this coverage.
The holidays should be a time of celebration, not stress. By following these safety tips, you can reduce risks and focus on what truly matters—spending time with loved ones.
At Lindquist Insurance Agency, our experienced team of insurance specialists can help residents of Annapolis and Frederick make informed decisions about their insurance. Contact us today for a personalized consultation and let us help you protect what matters most.
We serve Fredrick, MD, Annapolis, MD, and Washington, D.C.
Wishing you a safe and joyous holiday season from all of us at Lindquist Insurance Agency!
*** For more information on crime during the holidays in the Annapolis-Frederick MD area, visit the State of Maryland website.
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