Reasons You May Want to Change Your Insurance Company Next Year 2022
Ray Cogan
Next year may be the time to change insurance agencies.
A New Year is a good time to make positive changes in your life.
If you are having trouble with your insurance company, you may want to consider changing agents and companies. Here are some red flags to think about before you make this very important financial decision:
1. Premium Increases: If your insurance agency is increasing your premiums every year, you should look around. Your rates are always approved through the state insurance board. If you need to find out the list of insurance companies in Maryland go to this website for more information click the chatbox.
2. Overcharged on premiums: Additionally, when you are being charged more for your property coverage than you should be, which is inexcusable. Many auto insurance policyholders are being charged more on their premiums because they are not being surveyed by the insurance company to see if they are driving as many miles, if drivers are no longer in the household or if they have been accident-free and have earned discounts. Homeowners may also have discounts such as locks on doors and windows, smoke alarms, and other loss prevention measures that are not being added to the premium cost.
3. Bad claims service: When a loss occurs, the policyholder needs to know that they will be treated fairly and professionally by the claim representative. If the claim rep is late to respond, unprofessional, rude, indecisive, or lacks knowledge then the insured will not get their claim handled correctly. This can be costly and it is a definite sign that the insured needs to go elsewhere.
4. Poor customer service: Unfortunately, too many insurance companies take their insureds for granted. This could mean that they don‘t do yearly audits of their policies or fail to meet with their insureds to discuss their insurance needs. The agency staff may also fail to return calls or emails.
5. Moving: You may be relocating and the same insurance company may be in your area. However, it may be wise to check around and see if there are companies that may be less expensive, offer discounts, and have 4- or 5-star reviews for service, all good reasons to change companies.
Changing insurance companies is not something that you want to do often. But there are times when it is the best step to take. Your family and property are priorities in your life. Proper and fair coverage is what you should be getting along with friendly and thorough customer service. If you need to change in 2022, do it with smart planning.
Lindquist Insurance
has an experienced and licensed staff who can consult you on the best coverage for you and your family. Call (301) 694-0008 for a consultation. We serve the Frederick, MD, and Annapolis, MD area.
At Lindquist Insurance, we’ll work to find a policy that fits your needs and your budget — without sacrificing the coverage you need to drive confidently. If you're a first-time driver in Frederick, Annapolis, or anywhere around the Washington, DC, Beltway, the right car insurance is your first step toward confident driving. At Lindquist Insurance, we know the roads, the risks, and how to protect what matters most to you.
Let us help you navigate your options, answer your questions, and find a policy that fits you perfectly. Whether you're commuting to school, work, or just exploring Maryland’s scenic backroads, we’ve got your back. Call Lindquist Insurance today at (301) 694-3008 or visit www.lindquisinsurance.com to request a free, no-obligation quote today. Let’s make your first car insurance experience smooth, simple, and stress-free — the way it should be.
We serve the Frederick, MD; Annapolis, MD; and Washington, D.C. areas.
Let Lindquist Insurance help you lower your insurance costs while maintaining the protection you need. We understand the unique driving challenges in the DMV, and we’re here to help you find coverage that fits your lifestyle, no matter what your age. Contact us today for a free consultation, and let us guide you to the best car insurance policy for your needs.
We serve the Annapolis, MD, Fredrick, MD, and Washington, D.C. area.
Can you get car insurance in Frederick and surrounding areas with a poor driving record? Learn what you need to know about getting insurance with a less-than-perfect driving record.
Your insurance agent in Frederick plays a pivotal role in safeguarding your valuables and ensuring that your cherished possessions and loved ones are well-protected.
Our insurance agency located in Frederick can help couples safeguard their assets, protect their loved ones, and ensure financial stability. Contact Lindquist Insurance today!
Our insurance agent based in Frederick can help you achieve financial stability and peace of mind. Protect what you have, prepare for the unexpected, and build a plan for the future.
As an insurance agency in Frederick, we think January is a perfect time to review your policies. Make sure that you have the right insurance coverage for the year ahead.
Check with your insurance agent, in Frederick, about coverage for the holiday season. From theft to accidental damages, the holidays can bring surprises that aren’t always pleasant.
Our insurance agency in Frederick wants you to deck the halls without worry. Read our holiday safety guide for tips on how to keep your home safe for the holidays.
Share On: