Blog Layout

Quiz: How Do You Know if a Long-Term Care Policy is Right for You?

Ray Cogan
smiling senior woman holds coffee mug in yard

Even though it’s not something we like to think about, long-term care may likely be necessary at some point in your life. Maybe you have a heart attack, stroke or bad accident and need care suddenly, or maybe you develop a chronic illness as you get older. Having a plan in place for these events will help give you the opportunity to protect yourself from the full effect of high long-term care costs.

Even more important to note, private health insurance or Medicare may not pay for the long-term services you or your loved ones require. That’s why it’s important to think about long-term care along with your financial plans.

Find out how much you know about long-term care and if it’s the right policy for you by taking our long-term care quiz. This five-question quiz will help you better understand long-term care and why it’s important to consider.

Then, talk to your ERIE agent about a Long-Term Care Accelerated Death Benefit Rider  from Erie Family Life Insurance Company. Your agent can go over your options based on your personal situation and help determine what coverage is right for you.

clock and money Lindquist Insurance
By Ray Cogan March 25, 2025
Let Lindquist Insurance help you lower your insurance costs while maintaining the protection you need. We understand the unique driving challenges in the DMV, and we’re here to help you find coverage that fits your lifestyle, no matter what your age. Contact us today for a free consultation, and let us guide you to the best car insurance policy for your needs. We serve the Annapolis, MD, Fredrick, MD, and Washington, D.C. area.
cop pulls woman over
By Ray Cogan March 10, 2025
Can you get car insurance in Frederick and surrounding areas with a poor driving record? Learn what you need to know about getting insurance with a less-than-perfect driving record.
engagement ring in red box
By Ray Cogan February 26, 2025
Your insurance agent in Frederick plays a pivotal role in safeguarding your valuables and ensuring that your cherished possessions and loved ones are well-protected.
couple at Valentine's Day dinner
By Ray Cogan February 18, 2025
Our insurance agency located in Frederick can help couples safeguard their assets, protect their loved ones, and ensure financial stability. Contact Lindquist Insurance today!
financial documents Lindquist Insurance
By Ray Cogan January 24, 2025
Our insurance agent based in Frederick can help you achieve financial stability and peace of mind. Protect what you have, prepare for the unexpected, and build a plan for the future.
time for review Lindquist Insurance
By Ray Cogan January 9, 2025
As an insurance agency in Frederick, we think January is a perfect time to review your policies. Make sure that you have the right insurance coverage for the year ahead.
Christmas presents under the tree Lindquist Insurance
By Ray Cogan December 18, 2024
Check with your insurance agent, in Frederick, about coverage for the holiday season. From theft to accidental damages, the holidays can bring surprises that aren’t always pleasant.
Christmas lights on home Lindquist Insurance
By Ray Cogan December 12, 2024
Our insurance agency in Frederick wants you to deck the halls without worry. Read our holiday safety guide for tips on how to keep your home safe for the holidays.
auto insurance for seniors Lindquist Insurance
By Ray Cogan November 13, 2024
We provide car insurance in Frederick. Check out our guide to affordable car insurance for senior citizens including potential discounts and coverage options to consider.
More Posts
Share by: