Ridesharing apps like Uber and Lyft are a popular and convenient way to get around town. For drivers, they’re a good way to earn some extra cash, too.
To be a great driver, you need more than just a car and a good driving record. So, these days… what separates the best from the rest?
T
hings Every Rideshare Driver Needs to Keep in the Car
First things first: Make sure your personal auto insurance policy can cover you if you’re using your own car for business. (A local insurance pro like an Erie Insurance agent can help you understand how to customize your personal auto insurance if you drive for Uber or Lyft.)
Once you’ve checked off that essential – here’s a list of extras to take your ride to the next level.
If you drive for a living, it’s important to know how your auto insurance can (and can’t) kick in if something unexpected happens.
Essentially: As soon as you turn on your app to let riders know you’re available to pick them up, you’re no longer covered by your personal auto policy. Many ridesharing companies do provide more coverage when you accept a ride and when you have the passenger in your vehicle… but some of it (like collision damage to your own car) can be subject to high deductibles.
So, what’s a driver to do?
Here’s the good news: Erie Insurance offers specialized coverage to protect ridesharing drivers through a simple add-on to your personal auto insurance policy. It’s called the “business use” designation – and, in fact, we were the first insurance company to offer it for ridesharing drivers.
The exact price varies by location and vehicle, but usually it’s about 30 percent more than the rate for people who never use their cars for business. Want to learn more? Find a local ERIE agent to help you get the right auto insurance protection at the right price.
The post 38 Things Every Rideshare Driver Needs to Keep in the Car appeared first on Lindquist Insurance.
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Annapolis. MD 21401
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