Squirrels can be cute and fuzzy when they’re chewing acorns in your backyard. But those teeth aren’t as cute when they’re gnawing wires in your home or tearing up insulation.
Squirrels don’t have the “icky” reputation of other household pests… but they’re still wild animals, and they can do serious damage.
When squirrels makes themselves at home in your attic, they often create a real mess by gnawing on things or leaving behind feces and urine. That much damage in small areas can lead to costly repairs. And while they’re usually harmless, squirrels – like other rodents – have been known to spread disease.
How to Spot a Squirrel
How can you tell if your furry friends have decided to move in? Here are a few things to look (and listen) for:
How to get rid of squirrels
Finding your squirrel housemates can be easy, but getting rid of them isn’t as simple. Squirrels will often need some incentive to leave, so convincing them to move out will take time and effort.
Luckily, you don’t have to work in pest control to escort squirrels out of your home safely. Here are some tips to evict those pesky rodents:
When it comes to your coverage, the specifics can get a little hairy. Different types of insurance will – and won’t – kick in from squirrel damage, depending on where and how it happens.
Generally speaking, here’s how it works:
Your home:
Generally speaking, damage caused directly from squirrels – such as gnawing, scratching, or droppings – isn’t covered by your homeowners insurance, since the
damage is gradual and often preventable with home maintenance. The cost of pest control services isn’t covered, either.
However, if a squirrel causes a sudden loss – for example, it chews through a wire that sparks and starts a house fire – your homeowners insurance would generally pay for damage from the fire, since that’s a covered peril under most policies (subject to certain conditions, limitations and exclusions).
An insurance professional like an Erie Insurance agent can help you understand what your insurance does (and doesn’t) cover.
Find a local agent
to ask questions.
Want more pest control tips?
Pest infestations are unpleasant to think about, but they can happen to anyone. Check out these related stories from the Eriesense blog:
Owning a home means the honey-do list
never really goes away… but the rewards of having your own place are worth the effort. While you’re looking after your home, we’re looking out for you.
Learn more about homeowners insurance from ERIE
and request a free quote online.
The post How to Spot Squirrels in Your Attic appeared first on Lindquist Insurance.
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